At Kiwi Cash Flow, we believe that every financial decision should be guided by precise data and strategic insights. We are more than just a financial service provider, we are your dedicated partner in driving the success of your business.

Founded by Michele Gray, the owner of a restoration business in Portland, OR, Kiwi Cash Flow was born from a clear vision: to provide restoration industry entrepreneurs with simple, effective financial solutions focused on growth.

With hands-on experience in the industry, we understand the unique challenges these businesses face and have crafted tailored solutions to meet their needs.

Your Strategic Partner for Financial Growth in Restoration Businesses

Our mission and values

We empower you to take control of your finances, so you can focus on growing and scaling your business. Through our subscription CFO services, intuitive dashboards, and clear financial reports, we turn complex data into actionable insights. We equip you with the tools to make fast, smart, data-driven decisions.

Commitment

Your success is our priority. We are fully invested in the growth of your business, supporting you at every step.

Transparency

We believe in open, honest communication with our clients. Our financial reports are designed to ensure you understand every detail, without unnecessary jargon.

Innovation

We leverage the latest technologies to deliver modern financial solutions and real-time analysis.

Why Choose

Kiwi Cash Flow ?

"As a fellow home services business owner, I believe that high-quality financial information is essential for making informed decisions and driving success. Together, we’ll build a roadmap for your business's growth, driven by data and expert insights."

Michele Gray

Founder of Kiwi Cash Flow, and Owner of Verity Restoration in Portland

"Working with Kiwi Cash Flow has been a game-changer for our business. They simplified our financials and gave us clear, actionable insights that helped us focus on growth. Thanks to their tailored reports and expert guidance, we’ve improved cash flow, increased profitability, and feel confident about every decision we make. If you’re a business owner who’s tired of the guesswork, I can’t recommend Kiwi Cash Flow enough—they’re the real deal!"

T.J. - Mitigation/Contents business owner in GA

"Our experience with Michele of Kiwi Cash Flow was nothing short of awesome.  We have struggled to find a bookkeeper and/or cpa with real world business experience that does not come at your books with purely taxes in their sight.  Michele’s past and current business experience comes through in her forensic accounting skills."

K.H. - Restoration business owner in NC

This is what working with Us is like

At Kiwi Cash Flow, we go beyond the numbers, we’re your strategic partner in unlocking profitability and growth for your home services business.

Frequently Asked Questions

  • Kiwi Cash Flow is a CFO subscription service designed specifically for restoration businesses. It provides clear financial insights, budget forecasting, and KPIs to help you make informed decisions. Instead of just looking at your QuickBooks reports, you’ll get actionable insights on cash flow, profitability, and business efficiency—without needing to be a finance expert.

  • Traditional bookkeeping records your transactions, and accounting helps with taxes—but Kiwi Cash Flow goes beyond that by analyzing your numbers and showing you what they mean for your business. Our reports don’t just tell you what happened last month; they help you plan ahead, improve cash flow, and maximize profitability using real-time financial data.

  • Absolutely! One of the biggest challenges for restoration business owners is knowing when and how to grow. Our financial reports and forecasting tools help you:

    • Determine if you can afford to hire new employees.

    • Decide if purchasing new equipment is a smart financial move.

    • Plan for expansion without running into cash flow problems.

  • Getting started is simple! Just schedule a call with us, and we’ll review your current financial situation and set up your Kiwi Cash Flow reports. We will go through the onboarding process where we’ll establish your budget and forecast, your key KPIs, and then you’ll receive monthly reports, key financial insights, and clear action items to help you stay on top of your cash flow and profitability.

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Feeling Overwhelmed ?

Let’s Simplify It for You

Are you lost with all this information? No worries, we're here to help! Reach out, and we’ll guide you through our services to find the perfect solution for your needs.