Restoration professionals reviewing a job in a warehouse of drying equipment
Built for restoration. Not everyone else.

The
Restoration
CFO.

Financial leadership built for restoration business owners. Less guesswork. A clearer path to what’s next.

YOUR INDUSTRY. YOUR NUMBERS. YOUR NEXT MOVE.
ONE INDUSTRY. DEEP EXPERTISE. Water mitigation Fire restoration Mold remediation Contents Rebuild & reconstruction
Financial clarity changes everything

Built for your industry.
Focused on your next move.

You know restoration. We help you see what your numbers are telling you, and what to do about it.

Cash flow clarity

Know where your money is, what’s coming, and where you need to focus.

Profitability insights

See what’s working, what isn’t, and where better margins begin.

A plan for growth

Turn financial insight into practical next steps for your business.

The right support at the right stage

From clean books
to the bigger picture.

Financial support that meets your business where it is, and helps you move forward.

01 /

Bookkeeping

Accurate, organized financials that reflect the way restoration businesses actually work.

Explore bookkeeping
02 /

Controller services

Oversight and support for your in-house bookkeeping team. A more reliable financial foundation.

Explore controller services
03 /

Fractional CFO

Forecasts, profitability analysis, and strategic direction to make more confident decisions.

Explore CFO services
Planning to sell in the next few years?See how we help you prepare
For CFO clients, after every month-end close

The answers you need,
every month.

A live dashboard built from your own QuickBooks and checked before it goes out, and a strategy session to turn it into decisions. Bookkeeping clients receive the one-page monthly dashboard.

Know where you stand in ten seconds

The month on one page: what you produced, what you kept after job costs, what you made and what is in the bank, with your breakeven, your margin of safety and what a day of overhead costs you.

Find out where the cash went

A step-by-step walk from profit to the change in your bank balance, your statement of cash flows, and A/R and A/P agings that show what is owed and how long it has been waiting.

Catch a slipping number early

Margins, cost of services, overhead and marketing as a share of revenue, days to collect and days to pay, jobs and average job value by division, and revenue per technician, every month side by side.

Stay ahead of your cash needs

Budget vs actual by account. Once we set a forecast together, a 12-month outlook of profit and of money in the bank, month by month.

Test a decision before you commit

Ask what a month will make, what it takes to hit a profit goal, or what the next twelve months look like. Add a hire, a truck or a price change and see what it does. Nothing here changes your books.

Know whether your numbers are normal

Your margins, overhead, days to collect and cash cushion beside other restoration companies, anonymously, for clients who choose to take part.

A monthly strategy session based on your financials. We walk through your numbers together and decide what to fix, what to grow and what to stop. Before each session, a written summary of what the month is about. After it, what we agreed, carried forward to the next month.

Hear it from our clients

Real restoration owners.
Real results.

See a Sample Report

Leak Pros of Georgia

See how we’ve achieved 100% year over year growth for Leak Pros of Georgia.

FP Restoration

FP Restoration brought in $32 million in revenue last year, serving the Florida area. Their President shares how partnering with us has impacted their business.

Real businesses. Real perspectives.

More than numbers.
A partner in your corner.

Restoration owners deserve a financial partner who understands the realities behind the reports.

Hear from our clients
★★★★★
“They simplified our financials and gave us clear, actionable insights that helped us focus on growth.”
T.J., Mitigation/Contents business owner, Georgia
★★★★★
“Michele’s past and current business experience comes through in her forensic accounting skills.”
K.H., Restoration business owner, North Carolina
Michele Gray, founder of Kiwi Cash Flow
Why choose Kiwi Cash Flow

A fellow owner.
A different perspective.

“As a fellow restoration business owner, I believe that high-quality financial information is essential for making informed decisions and driving success. Together, we’ll build a roadmap for your business’s growth, driven by data and expert insights.”
Michele Gray
Founder of Kiwi Cash Flow, and Owner of Verity Restoration in Portland, OR
Read our story
Before we meet

Frequently asked questions

What industries do you specialize in?

We serve restoration business owners, including water, fire, mold mitigation, asbestos abatement, contents, and rebuild/reconstruction.

Do you offer fractional CFO services for restoration companies?

Yes. Kiwi Cash Flow is a restoration CFO firm: fractional (outsourced) CFO services built only for restoration companies, including water, fire, mold mitigation, asbestos abatement, contents, and rebuild/reconstruction. Our founder, Michele Gray, owns a restoration business in Portland, OR. We often do bookkeeping for clients up to 1.5 million, controller services for larger companies, and CFO services for clients 2.5 million and up. See our restoration CFO services or restoration bookkeeping.

How do I know if I need financial advisory services?

If you're looking for strategic insights, detailed financial analysis, and accurate forecasting to grow your business, Kiwi Cash Flow is here to help. Our service is designed to simplify your financial data, so you can focus on what drives profitability and make confident decisions to achieve your goals. We often do bookkeeping for clients up to 1.5 million, controller services for larger companies to oversee their in-house bookkeeping crew, and CFO services for clients 2.5 million and up.

What sets Kiwi Cash Flow apart from other financial services?

Kiwi Cash Flow delivers industry-specific financial reports and KPIs in a clear, easy-to-understand format. We go beyond the numbers with a monthly dashboard and a monthly strategy session based on your financials, focused on what to do next, empowering restoration business owners to make data-driven decisions. With benchmarking, forecasts, and actionable insights, we focus on helping you grow your business with confidence.

How can I schedule a consultation?

It’s simple! Just click on Schedule a Right Fit Call or contact us directly.

How does Kiwi Cash Flow help my business achieve growth and profitability?

We help you take control of your numbers and your restoration business. We transform your financials into a clear roadmap for profitability, growth, and ensuring every dollar counts. Our service is designed to simplify your financial data, allowing you to focus on what drives profitability and make confident decisions to achieve your goals. We act as your strategic partner in unlocking profitability and growth.

Why should I choose Kiwi Cash Flow?

We go beyond the numbers to become your strategic partner. Our founder, Michele Gray, is an owner of a restoration business, and offers insights driven by data and expert knowledge gained as a fellow restoration business owner. We focus on benchmarking, forecasts, and actionable insights to help you grow your business with confidence. We have experience based on +8 years in the industry and have analyzed +1,200,001 transactions for insights

Can you help me prepare my restoration business for sale?

Yes. Buyers pay for numbers they can trust. We get your books reconciled monthly and set up by division, build a clean monthly track record of margins, cash and KPIs, and use our monthly strategy sessions to strengthen the numbers buyers look at most, well before you go to market.

How do I get started working with Kiwi Cash Flow?

It’s simple. You can click on Schedule a Right Fit Call or contact us directly.

Your next chapter starts here

Let’s make your numbers
work for you.

A conversation about your business. A clearer path forward.

Schedule a Right Fit Call